Archive for the ‘Car Accident FAQs’ Category

An Overview of Wrongful Death Cases

Monday, February 6th, 2012

Wrongful deaths occur through a person’s—or company or manufacturer—negligence, wrongful actions or complete inaction in the face of a crisis. When a fatal accident occurs under such circumstances it is known as a wrongful death. Wrongful deaths can leave families suffering from the loss of their loved one, and dealing with financial catastrophes as well. Those who are left behind after a wrongful death have not only lost their loving relationship with the deceased, they have also lost future financial support or a possible inheritance down the road.

If it is a parent who was killed as a result of another’s negligence, the children have forever lost the loving parental care and guidance, and the surviving spouse has lost the love and comfort of the husband or wife. While no amount of money can compensate for the loss of a loved one, receiving economic damages through a civil action can ease the financial devastation suffered by the remaining family members. Even when the deceased is considered to be at fault in the accident which resulted in his or her death, the family is not precluded from filing a civil action as plaintiff.

Statistics Related to Wrongful Deaths

Car accidents are the primary cause of wrongful deaths for those under the age of 35; nearly a third of these wrongful deaths are the result of alcohol abuse, and another third relate directly to a driver who is exceeding the speed limit. SUV rollovers are responsible for as many as 10,000 fatalities each year.  After car accidents, medical malpractice is the primary cause of wrongful deaths followed by slip and falls, workplace injuries, amusement park rides, boating accidents and swimming pool accidents. Under medical malpractice deaths, falls the nearly quarter of a million people who die as a result of adverse prescription drug reactions. Train accidents are responsible for up to a thousand wrongful deaths each year, while mesothelioma, a cancer caused by asbestos exposure, cases another 4,000-5,000.

Motor Vehicle Wrongful Deaths

Many causes of wrongful death include driver mistakes, whether negligent or accidental, faulty automobiles or substandard parts and roadways with flawed designs. It is important to know that wrongful death claims can have a very short window of time in which to file a wrongful death suit so it’s especially important to hire an experienced personal injury attorney quickly. Should the statute of limitations expire, you and your family could be left with no recourse for recovery, facing a lifetime of financial hardships.

If a wrongful death was the result of a manufacturing defect, especially one the manufacturer knew about but turned a blind eye to, the courts may award extra reparation known as punitive damages. This monetary compensation is intended to dissuade the responsible party from ever repeating the actions or inaction which caused the wrongful death.  Some common manufacturing defects which can lead to wrongful deaths include defective airbags, defective tires, roof crush during a rollover accident, defective seatbelts, seat failure or defective brakes. Other times, defective roadways which are poorly designed can be deemed to be responsible for a wrongful death.

Determination of Wrongful Death Compensation

When determining the amount of compensation the family members will receive for the wrongful death of their beloved family member, the courts will consider the decedent’s age, level of health and life expectancy as well as the total economic loss, the amount of insurance coverage available and to what extent the remaining family members relied on the deceased for financial support. In many cases compensation will also be awarded for damages which are considered to be non-economic such as the loss of companionship and love.

In order to determine the responsible party for your loved one’s wrongful death, it is important that you contact a personal injury lawyer with an in-depth knowledge of product liability, motor vehicle regulations, traffic laws and medical issues. If you’ve lost a loved one because of a wrongful death and the negligence of another, your attorney can fully explain what it will take to reach a settlement which will compensate you and your family members for your suffering.

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If I don’t feel injured after an automobile accident, do I have to see a doctor?

Thursday, December 8th, 2011

Automobile accidents are increasingly becoming a way by which many people loose their lives or receive very serious injuries.  Automobile or car accidents can cause much more emotional and physiological damages than physical.  When an accident happen and victim of that accident decides to go straight home instead of seeking medical attention, this could lead to a serious medical complication.  There are many unfortunate deaths resulting for accident victims bypassing medical attention and then later dying due to head trauma or internal bleeding. Whether you were the party at fault or not, it is vitally important that you go straight to the hospital after the automobile accident.

People refuse medical care if they do not see broken bones or blood stains.  Often times the adrenalin will mask pain, soft tissue injuries or head trauma.  There are so many reasons why it is important to go see the doctor immediately after an automobile accident even if you do nor feel any pain or feel injured.  Many people delay seeking medical attention until the next day when they begin to feel the pain of a hidden injury.

Visiting a doctor is necessary to diagnosis any injury or avoid any hidden injury that could be a danger to your well being.  Also it is important to help document your accident and injuries in the event you sustained an internal injury found later by your doctor.  Be sure to seek the services of an experienced accident attorney.  In many cases, another full body examination by a trained accident doctor is important to find or rule out long term injuries.  Usually, only specialized doctors versed in accident medicine will have the experience to diagnose these conditions.

At the Nahon Firm, PLC, we will fight to help you win. Our Nashville personal injury attorneys will treat you with the utmost compassion and respect.  You can count on compassion, dedication, and determination towards your case.  Call us today and speak with a Nashville accident lawyer to discuss the details of your case. Call (615) 324-2000.

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Should I Release My Medical Records To Another Driver’s Insurance Adjuster?

Tuesday, November 29th, 2011

Most people do not enjoy having to force another person to take responsibility for their actions. If you are injured in an auto accident, there can be many questions that arise about your injuries and the need for just compensation.

Should you release your medical records to another driver’s insurance adjuster?

This is a question for an experienced accident attorney for a variety of different reasons.

Your medical records contain your private information.  The records that you have will contain other information that is not required for filing a claim against someone who caused an accident regardless of your injuries or need for medical care.  Also, the other driver’s insurance company will need to get the required documentations from your doctor’s office, not from you.

Any time you are involved in any type of accident, there should be an exchange of insurance information with the other driver.  This is a requirement by law and can result in problems for you when trying to obtain compensation for your property damage and medical bills.

in most cases, the “at-fault” driver’s insurance company will attempt to pay less than you are rightly due.  In situations such as these, it is usually recommended that you find an experienced accident attorney who will fight for you to obtain the compensation that you are due.  When working with an attorney, they will handle the insurance adjuster that is requesting documentation of your injuries. Usually they are searching for ways to make the injuries appear to be only aggravated by the accident, not caused by the accident.

At the Nahon Firm, PLC, we will fight to help you win. Our Nashville personal injury attorneys will treat you with the utmost compassion and respect.  You can count on compassion, dedication, and determination towards your case.  Call us today and speak with a Nashville accident lawyer to discuss the details of your case. Call (615) 324-2000.

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How Much Liability Insurance Coverage On Our Family Car Should I Have in Tennessee?

Tuesday, November 22nd, 2011

The minimum The amount of coverage you should have should depend on your assets and on your ability to pay. You must have at least $25,000 per person, $50,000 per accident.   Most people who have a household income over $50,000 per year should have $100,000 per person, $300,000 per accident. If your household income exceeds $100,000 per year, you should have even more insurance, such as $250,000 per person, $500,000 per accident or even more. Ask your agent to quote you the rate on several different liability insurance policy limits – you will be surprised to see how inexpensive the “extra” insurance coverage is.

People who have significant assets should have high liability insurance limits and should also have an “umbrella” or “excess” insurance policy to give them even more protection from if they make a mistake and harm another person. Many wealthy individuals (people with a net worth of over $300,000 or an income of over $150,000 per year) have several million dollars worth of liability insurance.

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In Tennessee if a Car Has a Lien on it and is in an Accident, What Happens?

Friday, September 3rd, 2010

The claims check should be made payable to you and the bank or you and the body shop if you are filing against your own insurance. This is done to protect the bank. Usually you can ask for your preference of being made payable to you and the bank or you and the body shop.  If you are filing against the other drivers insurance company they usually make it straight to you. But your interpretation of “where I was before my loss” may differ from your insurer’s view.

At  The Nahon Firm, PLC, we make sure to maximize our clients claim buy ensuring they get every dollar they are entitled to. For example, we fight to make sure you get a fair value for your damaged vehicle and other property.  A part of this recovery is know as diminished value.

Your insurance company pays for the repairs on your car (minus your deductible). But if you decide to sell your car afterward, you may discover that it’s not worth as much as it was before the accident. In fact, you will likely receive less money for your vehicle — whether you sell it the day after repairs or next year. This could happen even if the repairs were top notch.

What happened?

Your car has experienced diminished value, also referred to as diminution in value.

The Insurance Services Office (ISO) explains it this way: “A late-model car with a market value of $15,000 is involved in a collision and incurs substantial damage. Repairs cost $6,000, and the owner’s insurer pays the $6,000, minus a deductible of $500. The owner decides shortly after making the repairs to sell the auto and finds out that he will only be able to obtain a price of $12,500 for the car, or $2,500 less than he would have been able to receive had he sold the car the day before the accident. The $2,500 difference in the market value of the auto because of the collision is commonly referred to as diminution in value.”

If you have been in an accident, call The Nahon Firm, PLC to ensure that you get the full amount of compensation that you deserve. Call us today.

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